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NAIC Spring National Meetings: Houston, Texas - April 5-9, 2013
  • Locke Lord LLP
  • USA
  • April 26 2013

The following is a summary of select developments and discussions addressed at the NAIC Spring National Meetings held in Houston, Texas on April 5-9


New rules proposed to prohibit persons connected with stop-loss insurance coverage from being health insurance exchange navigators; new disclosure requirements also proposed
  • Locke Lord LLP
  • USA
  • April 5 2013

The Centers for Medicare & Medicaid Services ("CMS"), part of the United States Department of Health and Human Services, has proposed new rules to


Administration proposes regulatory fix; house passes the “Keep Your Health Plan Act of 2013”
  • Locke Lord LLP
  • USA
  • November 19 2013

Last week, following outrage over the cancellation of insurance plans that do not meet the minimum requirements set forth under the Affordable Care


New guidance issued on “fixed indemnity” insurance benefits under Affordable Care Act
  • Locke Lord LLP
  • USA
  • April 18 2013

When the Health Insurance Portability and Accountability Act (“HIPAA”) was enacted in 1996, it exempted coverage of “excepted benefits” from its


White House issues health reform progress report
  • Locke Lord LLP
  • USA
  • January 23 2012

In a January 18, 2012 report, the White House stated that all states have “taken some action to implement health reform,” and that 28 states and the District of Columbia are “on their way toward establishing their own Affordable Insurance Exchange.”


Connecticut health insurance rate increase symposia law passes through legislature to Governor's desk
  • Locke Lord LLP
  • USA
  • June 13 2011

As we originally reported, the Connecticut Legislature’s proposed bill, S.B.11, An Act Concerning the Rate Approval Process for Certain Health Insurance Policies, if enacted, would expand the current rate approval process as administered by the Connecticut Department of Insurance for proposed increases of 10 or more for health and long-term care insurance


Massachusetts to replace health exchange website provider
  • Locke Lord LLP
  • USA
  • May 13 2014

Massachusetts health officials announced last week that it will replace its health insurance exchange website. According to media reports, the


Connecticut insurance producers take note: long-term care insurance and the duty to advise
  • Locke Lord LLP
  • USA
  • August 9 2013

Insurance producers selling life and health insurance in Connecticut are increasingly involved in advising on their clients' long-term care needs, i


NAIC adopts model regulation for final medical loss ratios
  • Locke Lord LLP
  • USA
  • November 4 2010

On October 21, 2010, the Executive and Plenary committees of the National Association of Insurance Commissioners ("NAIC") voted to adopt a model regulation containing the definitions and methodologies for calculating medical loss ratios as stipulated under the Patient Protection and Affordable Care Act ("PPACA"


White House eliminates insurance program for long-term care
  • Locke Lord LLP
  • USA
  • October 20 2011

Late Friday afternoon, the Obama administration announced that it had decided to terminate a significant component of the 2010 health-care reform law, ending a program to offer Americans insurance for long-term care because it was too costly to be viable