We use cookies to customise content for your subscription and for analytics.
If you continue to browse Lexology, we will assume that you are happy to receive all our cookies. For further information please read our Cookie Policy.

Search results

Order by: most recent most popular relevance



Results: 1-10 of 55

The OCC Launches Its New FinTech Charter Initiative
  • Pepper Hamilton LLP
  • USA
  • December 6 2016

Whether the long and arduous chartering process, ongoing examination and supervision requirements, substantial capital requirements and limitations


CFPB Issues Rigorous New Guidance to Financial Services Industry Regarding Sales Incentives
  • Pepper Hamilton LLP
  • USA
  • December 5 2016

The compliance burdens being placed on institutions to monitor all aspects of product sales will require a substantial expansion of the types and


Court Rules MCA Arrangement Is a Loan Under New York's Usury Laws
  • Pepper Hamilton LLP
  • USA
  • November 8 2016

On October 25, 2016, the New York Supreme Court of Westchester County issued a decision in Pearl Capital Rivis Ventures, LLC v. RDN Construction


Federal Appeals Court Finds CFPB's Structure Unconstitutional
  • Pepper Hamilton LLP
  • USA
  • October 12 2016

While certainly a big blow to the Bureau, the court’s remedy did not go as far as some CFPB opponents would have liked. In a blockbuster ruling on


New True Lender Case Provides Support for the Bank Partnership Model
  • Pepper Hamilton LLP
  • USA
  • September 22 2016

The court explicitly acknowledged that making it difficult for banks to assign or sell their commercial property to the secondary market


The Current State of Marketplace Lending and Investing
  • Pepper Hamilton LLP
  • USA
  • September 20 2016

Recent legal and regulatory developments are affecting the ways that marketplace lenders and investors do business- and their impact will


CashCall Case Brings More Uncertainty to the True Lender Debate
  • Pepper Hamilton LLP
  • USA
  • September 14 2016

The case provides an outline of issues to consider and structures to avoid in designing bank collaboration models in the future. On


FDIC Proposes More Hurdles for Bank Partners of Marketplace Lenders
  • Pepper Hamilton LLP
  • USA
  • August 8 2016

The FDIC is proposing guidance that will affect marketplace lenders and their banking partners. On July 29, 2016, the FDIC issued FIL-50-2016, which


Supreme Court's Rejection Is Not the End of the Road for Madden v. Midland Funding
  • Pepper Hamilton LLP
  • USA
  • July 7 2016

Regardless of whether or not Midland’s case is successful at the district court, there are a number of reasons why the Second Circuit’s Madden


High-Cost Lending at Risk Under CFPB Proposed Rules
  • Pepper Hamilton LLP
  • USA
  • June 16 2016

The proposed rule raises troubling issues regarding the impact on some traditional bank products as well as some marketplace lending products. The