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FTC sends FCRA warning to providers of rental histories

Ballard Spahr LLP
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USA
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April 10 2013

The Federal Trade Commission continues to keep Fair Credit Reporting Act (FCRA) enforcement at the forefront of its activities, as shown by its

Collection letter inviting debtor to call toll-free number violated FDCPA, Third Circuit holds

Ballard Spahr LLP
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USA
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March 14 2013

A collection letter violated the Fair Debt Collection Practices Act (FDCPA) because its invitation to call a toll-free number could be read by the

FTC issues 2012 complaints report

Ballard Spahr LLP
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USA
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March 5 2013

The Federal Trade Commission received more than 2 million consumer complaints in 2012, according to its newly released Consumer Sentinel Network Data

Prevailing defendant can recover costs in FDCPA suit not filed in bad faith, Supreme Court rules

Ballard Spahr LLP
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USA
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February 28 2013

A prevailing defendant in a Fair Debt Collection Practices Act (FDCPA) case can recover costs even without a court finding that the plaintiff filed

FTC issues debt buying industry study

Ballard Spahr LLP
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USA
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February 1 2013

The Federal Trade Commission has issued a report, The Structure and Practices of the Debt Buying Industry, which the FTC has described as "the first

NACHA Council issues final guidelines for using quick response codes for consumer bill payments

Ballard Spahr LLP
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USA
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January 30 2013

Final guidelines for the formatting and use of Quick Response (QR) Codes for electronic billing via mobile devices have been issued by NACHA - The

Justice Department settles ADA claims against debt collector

Ballard Spahr LLP
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USA
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January 8 2013

A recent Department of Justice settlement with a debt collection law firm that was accused of violating the Americans with Disabilities Act exemplifies

FTC retains door-to-door sales rule but proposes higher exemption amount

Ballard Spahr LLP
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USA
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December 27 2012

The Federal Trade Commission recently released its decision to retain its rule requiring disclosure of a buyer's right to cancel door-to-door sales of

ALI launches restatement project for consumer contracts

Ballard Spahr LLP
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USA
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December 6 2012

The American Law Institute’s launch of a project it is calling Restatement of the Law Third, Consumer Contracts could have major consequences for providers of consumer financial services and other companies that contract with consumers

Fourth Circuit rejects FDCPA challenge to prerecorded calls seeking location information

Ballard Spahr LLP
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USA
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November 20 2012

The U.S. Court of Appeals for the Fourth Circuit recently affirmed, in an unpublished opinion, a district court's entry of summary judgment in favor of a debt collector that was sued by the debtor’s brother-in-law over the collector’s repeated prerecorded calls to him

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