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Insurance is one of the essential aspects of commercial property that no landlord, tenant, owner or occupier can afford to be without, and every contract or lease will need to provide for the subject-matter of that document to be protected to some extent
The recent decision in the Scottish case of Co-operative Insurance Society Limited v Fife Council 2011 CSOH 76 has called into question the ability of Landlords to contract out of extraordinary repairs in FRI (tenant's full repairing and insuring) commercial leases
