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Consumers’ failure to read loan documents does not mitigate a firm’s obligation to be clear, fair and not misleading

  • Edwards Wildman Palmer LLP
  • -
  • United Kingdom
  • -
  • April 22 2014

In the case of (1) Mr Abraham Figurasin (2) Mrs Maricel Palo-Figurasin v Central Capital Ltd and Paragon Personal Finance Ltd 2014 EWCA Civ 504

Financial Regulatory Developments 17 April - Financial Conduct Authority (FCA)

  • Dentons
  • -
  • United Kingdom
  • -
  • April 17 2014

FCA has created new resources on the consumer credit part of its website looking at overdrafts. It has carried out research that suggests that people

RDR and adviser charging disclosures: FCA’s patience wearing thin?

  • CMS Cameron McKenna
  • -
  • United Kingdom
  • -
  • April 15 2014

The Retail Distribution Review (RDR) introduced, among other things, new information disclosure requirements for financial advisers. Firms m

UK: PPI

  • Edwards Wildman Palmer LLP
  • -
  • United Kingdom
  • -
  • April 15 2014

In Saville v Central Capital Limited 2014 EWCA Civ 337, the Court of Appeal upheld an appeal brought by a couple provided with insufficient payment

Financial Regulatory Developments 11 April - Financial Conduct Authority (FCA)

  • Dentons
  • -
  • United Kingdom
  • -
  • April 11 2014

Martin Wheatley spoke on the growth of the UK credit card market. He stressed FCA's commitment to ensuring that the market works and its aim to

Financial Services Newsletter - April 2014

  • Eversheds LLP
  • -
  • European Union, United Kingdom
  • -
  • April 10 2014

This case focused on whether a person who borrows money to invest in a number of investment properties is engaged in the business, trade or profession

Financial Regulatory Developments 4 April - Prudential Regulation Authority (PRA)

  • Dentons
  • -
  • United Kingdom
  • -
  • April 4 2014

PRA has published a policy statement confirming the final management expenses levy limit for the Financial Services Compensation Scheme (FSCS) for

Financial Regulatory Developments 4 April - Financial Conduct Authority (FCA)

  • Dentons
  • -
  • United Kingdom
  • -
  • April 4 2014

FCA took over the regulation of firms that provide consumer credit and related activities on 1 April. It noted 9 million people are in serious debt

Financial Regulatory Developments 4 April - HM Treasury (Treasury)

  • Dentons
  • -
  • United Kingdom
  • -
  • April 4 2014

George Osborne has made clear the Government's concerns that FCA briefed a single journalist on its proposed work in the insurance sector, which led

Financial Regulatory Developments 4 April - Financial Ombudsman Service (FOS)

  • Dentons
  • -
  • United Kingdom
  • -
  • April 4 2014

FOS has fed back on responses to its consultation on its plan and budget for 201415. Respondents, with the exception of the claims management