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On March 17, 2009, the U.S. National Association of Insurance Commissioners (NAIC), comprising the chief insurance regulatory officials of the 50 states, approved a requirement that insurance companies disclose to regulators and investors the financial risks the companies face from climate change and the actions they are taking (in light of these risks) to change their investment strategies, to engage and educate policymakers and policyholders and to alter their risk-management and catastrophe-risk modelling
