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CFPB initiates second CARD Act review

  • Morrison & Foerster LLP
  • -
  • USA
  • -
  • March 26 2015

On March 19, 2015, the Consumer Financial Protection Bureau ("CFPB") published a notice and request for information ("2015 RFI") regarding the impact

California begins the process of adopting a Bitlicence of its own

  • Cooley LLP
  • -
  • USA
  • -
  • March 25 2015

California has become the latest US state to begin the process of adopting a Bitlicence regime. Assembly Bill No. 1326 (the Bill

When is “payment authorization” the same as a “payment”? Seventh Circuit weighs in

  • Morrison & Foerster LLP
  • -
  • USA
  • -
  • March 25 2015

A divided Seventh Circuit found that the Truth in Lending Act (TILA), 15 U.S.C. 1601 et seq., requires mortgage servicers to credit online

Seventh Circuit finds possible TILA violation when mortgage servicer fails to credit account on the day of electronic payment authorization

  • Michael Best & Friedrich LLP
  • -
  • USA
  • -
  • March 20 2015

Mortgage servicers may face liability under Truth in Lending Act (TILA) if they fail to credit consumer accounts once an electronic authorization for

Complying with the rules when posting privacy notices online

  • Bryan Cave LLP
  • -
  • USA
  • -
  • March 16 2015

On October 28, 2014, the CFPB amended the consumer privacy rules of Regulation P to allow financial institutions to post privacy notices online rather

U.S. Marshals announce latest Bitcoin auction results

  • BuckleySandler LLP
  • -
  • USA
  • -
  • March 13 2015

On March 5, the U.S. Marshals Service auctioned 50,000 bitcoins seized in relation to the case involving the black market website Silk Road. Three

Financial services report - spring 2015

  • Morrison & Foerster LLP
  • -
  • USA
  • -
  • March 9 2015

Building on its remarkable box office success, we are glad to bring you . . . Fifty Shades of Financial Services, Spring 2015 edition. Lots of drama

New York DFS publishes revised BitLicence regulations

  • Sidley Austin LLP
  • -
  • USA
  • -
  • March 6 2015

On February 4 2015 the New York State Department of Financial Services (DFS) issued a revised version of its proposed 'BitLicence' regulatory

California set to consider virtual currency guidelines

  • BuckleySandler LLP
  • -
  • USA
  • -
  • March 6 2015

On February 27, California Assembly Member Matt Dababneh introduced AB 1326, which would provide guidelines for individuals or businesses who conduct

CFPB proposes suspending quarterly credit card agreement submission requirements

  • Morrison & Foerster LLP
  • -
  • USA
  • -
  • February 27 2015

On February 26, 2015, the Consumer Financial Protection Bureau ("CFPB") published a proposed rule ("Proposed Rule") that would suspend for one year