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FTC sends FCRA warning to providers of rental histories
- Ballard Spahr LLP
- -
- USA
- -
- April 10 2013
The Federal Trade Commission continues to keep Fair Credit Reporting Act (FCRA) enforcement at the forefront of its activities, as shown by its
CFPB files amicus brief in Second Circuit ILSA case
- Ballard Spahr LLP
- -
- USA
- -
- April 1 2013
On March 12, 2013, the CFPB filed a new amicus brief supporting the consumerappellee's position that the Interstate Land Sales Full Disclosure Act
Trustee and loan servicer are in privity for purposes of applying res judicata
- Ballard Spahr LLP
- -
- USA
- -
- March 21 2013
The U. S. District Court for the Middle District of Georgia has joined district courts from Alabama, Nevada, and Tennessee in holding that for
Nebraska amends notification obligations
- Ballard Spahr LLP
- -
- USA
- -
- March 21 2013
Nebraska has amended notification requirements for licensed mortgage bankers and MLOs. Under the revisions, mortgage banker licensees have an
Uniform state test implementation nearing
- Ballard Spahr LLP
- -
- USA
- -
- March 21 2013
As we previously noted, on April 1, 2013, 20 state agencies will begin to accept the Uniform State Test (UST) in connection with the licensing of
Mortgage investor's alleged failure to be licensed could subject company to claims under debt collection statutes
- Ballard Spahr LLP
- -
- USA
- -
- March 21 2013
A federal court in Maryland recently declined to dismiss a borrower's claims that the owner of a mortgage loan operated as a debt collection agency
Washington Supreme Court: trustee's actions in nonjudicial foreclosure violated consumer law
- Ballard Spahr LLP
- -
- USA
- -
- March 21 2013
The Washington Supreme Court has held that a trustee's practice in a nonjudicial foreclosure of deferring to the lender on whether to postpone a
Idaho refines mortgage licensing exemptions
- Ballard Spahr LLP
- -
- USA
- -
- March 21 2013
Recent statutory amendments have added certain exemptions to Idaho's mortgage licensing laws. Accordingly, Idaho has explicitly exempted
Residential lenders in Nevada losing out in HOA lien foreclosures
- Ballard Spahr LLP
- -
- USA
- -
- March 19 2013
In recent months, homeowners associations (HOAs) in Nevada have been foreclosing on their liens for delinquent assessments. HOAs are a part of
Bipartisan Policy Center proposes new directions for national housing policy
- Ballard Spahr LLP
- -
- USA
- -
- February 28 2013
The Housing Commission of the Bipartisan Policy Center (BPC) recently released proposals for reforming federal housing policy. The Housing Commission
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