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Mortgage foreclosure is debt collection under the FDCPA, Sixth Circuit holds

  • Ballard Spahr LLP
  • -
  • USA
  • -
  • January 23 2013

Lawyers whose principal business is mortgage foreclosure or who regularly handle mortgage foreclosures are "debt collectors" subject to the Fair Debt

Supreme Court to decide critical disparate impact questions under the Fair Housing Act

  • Ballard Spahr LLP
  • -
  • USA
  • -
  • November 17 2011

In a case that could have both direct and indirect impacts on consumer finance litigation, the U.S. Supreme Court has agreed to decide whether plaintiffs suing under the Fair Housing Act may bring disparate impact claims and, if so, the proper test for such claims

U.S. Supreme Court to decide if RESPA unearned fee prohibition requires fee split

  • Ballard Spahr LLP
  • -
  • USA
  • -
  • October 14 2011

The U.S. Supreme Court has agreed to hear a case that will decide whether the Real Estate Settlement Procedures Act (RESPA), which is directed at residential mortgage lending, prohibits a real estate settlement service provider from charging an unearned fee if the provider shares the fee with at least one other party, but not if the provider retains the entire fee