We use cookies to customise content for your subscription and for analytics.
If you continue to browse Lexology, we will assume that you are happy to receive all our cookies. For further information please read our Cookie Policy.
In cooperation with Association of Corporate Counsel
  Request new password

Search results

Order by most recent / most popular / relevance

Results: 1-10 of 12

Eleventh Circuit interprets "bona fide error" defense to the FDCPA

  • Foley & Lardner LLP
  • -
  • USA
  • -
  • January 13 2011

In deciding a case of first impression for the Court, the Eleventh Circuit recently joined other circuits, including the Eighth and Ninth Circuits, in finding that determining if a debt collector can benefit from the "bona fide error" defense to the Fair Debt Collection Practices Act ("FDCPA") is a fact-intensive inquiry that requires a case-by-case analysis

The CFPB alerts credit card issuers that marketing of credit card promotional APR offers may violate federal law

  • Foley & Lardner LLP
  • -
  • USA
  • -
  • September 4 2014

The Consumer Financial Protection Bureau ("CFPB") recently issued a bulletin alerting credit card companies that they may be at risk of breaking the

FTC issues updated guidance regarding FCRA

  • Foley & Lardner LLP
  • -
  • USA
  • -
  • July 31 2011

On July 20, the Federal Trade Commission issued a staff report updating the agency’s guidance on the Fair Credit Reporting Act (FCRA

Indiana consumer protection law violates the commerce clause

  • Foley & Lardner LLP
  • -
  • USA
  • -
  • February 3 2010

In a January 28, 2010 opinion, Midwest Title Loans, Inc. v. Mills, the Seventh Circuit has affirmed a permanent injunction issued by the district court invalidating a section of Indiana’s version of the Uniform Consumer Credit Code for violating the Commerce Clause of the U.S. Constitution

New CFPB director’s first act: implement federal nondepository supervision program

  • Foley & Lardner LLP
  • -
  • USA
  • -
  • January 10 2012

On Thursday, January 5, 2012, President Obama purported to make a recess appointment of Richard Cordray as the first director of the Consumer Financial Protection Bureau (CFPB

Ninth Circuit issues ruling on limitations of preemption

  • Foley & Lardner LLP
  • -
  • USA
  • -
  • August 5 2011

This week, the U.S. Court of Appeals for the Ninth Circuit ruled that the Rees-Levering Act (also known as the California Automobile Sales Finance Act), a California law regulating debt collection and repossession, is not preempted by the National Bank Act

Bureau reports to Congress on differences between creditor-purchased and consumer-purchased credit scores; further research and analysis to come

  • Foley & Lardner LLP
  • -
  • USA
  • -
  • July 21 2011

The Bureau has issued a report to Congress which examines different credit scoring models and products, their availability and use, and how differing availability of types of credit scores may disadvantage consumers

CFPB proposes revisions to rules on international money transfers by consumers

  • Foley & Lardner LLP
  • -
  • USA
  • -
  • January 18 2013

The Consumer Financial Protection Bureau (CFPB) recently issued proposed changes to the rule it originally proposed on January 20, 2011, governing

Seventh Circuit limits FACTA requirements for truncating credit card numbers on printed receipts

  • Foley & Lardner LLP
  • -
  • USA
  • -
  • June 20 2012

In Straaten v. Shell Oil Prods. Co. LLC, 678 F.3d 486 (7th Cir. Ill. 2012) the Seventh Circuit interpreted and clarified the Fair and Accurate Credit Transactions Act (FACTA), 15 USC 1681c(g) requirement that an electronically printed receipt not display “more than the last 5 digits of the card numbers.”

Bureau issues progress report

  • Foley & Lardner LLP
  • -
  • USA
  • -
  • July 18 2011

On July 18, 2011, the Consumer Financial Protection Bureau issued a "progress report" entitled "Building the CFPB"