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Many litigators take two things for granted beyond death and taxes: first, that under the attorney-client privilege, they can freely communicate with their clients either electronically or in writing without fear of having to turn over their communications to other parties in litigation; and second, that under the attorney work-product privilege, the notes or memoranda created by the attorney need not be produced at the request of an opposing litigant
Tax-qualified retirement plans such as defined benefit pension plans and 401(k) plans are granted substantial tax benefits by the federal government in order to encourage private retirement savings
