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The NAIC resolves its dilemma, sort of

Wiley Rein LLP
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USA
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September 21 2009

On August 25 I wrote about a dilemma facing the National Association of Insurance Commissioners (NAIC): How could it become a national insurance regulator while remaining a private association of state insurance regulators?

The dilemma faced by the NAIC

Wiley Rein LLP
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USA
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August 28 2009

Insurance in the United States is regulated by the individual states and not by the federal government, a principle embodied in a federal statute, the McCarran-Ferguson Act of 1945

2010: the year for financial regulatory reform - does that include insurance?

Wiley Rein LLP
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USA
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January 25 2010

There is an excellent chance that Congress will enact significant financial regulatory legislation in 2010

Dodd-Frank creates Federal Insurance Office

Wiley Rein LLP
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USA
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October 13 2010

Title V of the Dodd-Frank Act created the FIO to serve two primary roles: to faciliate the development and implementation of international insurance agreements, and to serve as the federal governement's resource for insurance expertise

Are we getting closer to federal insurance regulatory reform?

Wiley Rein LLP
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USA
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March 25 2010

After having failed in an attempt to get bipartisan support for financial regulatory reform, Senator Christopher Dodd (D-CT) has gone ahead with his own regulatory reform bill, the American Financial Security Act of 2010, which was recently voted out of his Banking, Housing and Urban Affairs Committee

Shining the spotlight on McCarran-Ferguson; what happens when state and federal legislative goals collide?

Wiley Rein LLP
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USA
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June 7 2011

A recent opinion by the Texas Supreme Court (Ojo v. Farmers Group, Inc. No. 10-0245, issued May 27, 2011) has illuminated the crux of the conflict between state regulation of insurance and broader policy objectives of the federal government

'Not whether, but how' to improve insurance regulation

Wiley Rein LLP
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USA
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January 9 2012

Appearing before a standing-room-only crowd on Dec. 9, 2011, during the Federal Insurance Office's (FIO) first public hearing, Director Michael McRaith outlined an ambitious agenda for the fledgling office

Insurance oversight and the Financial Stability Oversight Council

Wiley Rein LLP
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USA
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October 13 2010

The Dodd-Frank Act created the Financial Stability Oversight Council to oversee systemic risk across all sectors of the economy