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Capital requirements for insurance companies that are savings and loan holding companies and the “Collins amendment”
- Winston & Strawn LLP
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- USA
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- March 9 2012
Insurance companies are subject to state insurance regulation that includes capital requirements generally imposed under uniform regulations based on capital standards adopted by the National Association of Insurance Commissioners (NAIC
Changing landscape: thrift holding companies and their regulator
- Winston & Strawn LLP
- -
- USA
- -
- December 30 2011
The Dodd-Frank Act, effective July 21, 2011, eliminated the Office of Thrift Supervision (“OTS”) and transferred its regulatory authority to the Office of the Comptroller of the Currency, the Federal Reserve Board (the FRB), and the Federal Deposit Insurance Corporation
No soup for you: derivative actions concerning Delaware limited liability companies
- Winston & Strawn LLP
- -
- USA
- -
- September 13 2011
The opinion issued by the Delaware Supreme Court (the “Court”) in the matter of CML V, LLC v. Bax, No. 735, 2010 (Del. Supr. Sept. 2, 2011)1 on September 2, 2011 will generally impact the relationa Delaware limited liability company’s relationship with its non-member contractual parties, and specifically its lenders
Potential rule change could substantially affect FHLB members and applicants
- Winston & Strawn LLP
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- USA
- -
- January 27 2011
On December 27, 2010, the Federal Housing Finance Agency (the "FHFA") issued an advance notice of proposed rulemaking ("ANPR") which poses substantial issues regarding certain types of existing members ("Members") of the Federal Home Loan Bank System ("Bank") and certain types of applicants that previously would have qualified for membership
New Consumer Financial Protection Bureau asks private contractors to design mortgage disclosure form
- Winston & Strawn LLP
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- USA
- -
- January 20 2011
The Dodd-Frank Act requires the Consumer Financial Protection Bureau (CFPB) to propose rules and model disclosures that combine the disclosures required under the Truth in Lending Act and Sections 4 and 5 of the Real Estate Settlement Procedures Act
The Dodd-Frank Act contains a management interlocks trap for large banks and financial firms
- Winston & Strawn LLP
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- USA
- -
- October 8 2010
As financial firms gain experience with the Dodd-Frank Act, the 2,319-page comprehensive financial regulatory reform legislation signed by the president last July, not only are unheralded provisions coming to light, but also subtle indirect consequences of known provisions are also coming to light
Community bank capital and Congress’ antipathy toward credit ratings
- Winston & Strawn LLP
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- USA
- -
- September 17 2010
Banks have, since 1985, been subject to a risk-based capital regime under which the amount of capital each is to maintain is to be based upon a rough calculation of the amount of risk in the assets on its balance sheet
