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Does non-compliance with section 77(1) extinguish a creditor's rights? Phillip McGuffick -v- The Royal Bank of Scotland plc

  • Wragge & Co LLP
  • -
  • United Kingdom
  • -
  • October 12 2009

In October 2005, the debtor entered into a fixed-sum regulated loan agreement with the defendant bank under which the debtor borrowed a sum of money

Court of Appeal delivers judgment on meaning of multiple agreements under the Consumer Credit Act 1974

  • Wragge & Co LLP
  • -
  • United Kingdom
  • -
  • November 6 2009

In our alert Meaning of multiple agreements under the Consumer Credit Act 1974, we reported on the High Court decision of HHJ Purle QC in Heath v- Southern Pacific Mortgage Limited

Borrowers 0 lenders 3

  • Wragge & Co LLP
  • -
  • United Kingdom
  • -
  • August 11 2010

There have been three judgments dealing with Consumer Credit Act test cases that lenders need to be aware of

Court hands down judgment on key issues under the Consumer Credit Act 1974: Carey v HSBC

  • Wragge & Co LLP
  • -
  • United Kingdom
  • -
  • January 8 2010

The High Court has handed down an important judgment in the case of Carey v HSBC Bank Plc