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Results: 11-20 of 38

Speak no evil, hear no evil: Black Horse Limited v Speak & Speak

  • Squire Sanders
  • -
  • United Kingdom
  • -
  • July 29 2010

His Honour Judge Waksman QC, sitting in the High Court, handed down judgment on 21 July2010 in Black Horse Limited v David Speak & Caroline Speak 2010 EWHC 1866 (QB) on four issues often argued payment protection insurance litigation: firstly, whether being told that paymentprotection insurance (the "Policy") is a condition of the agreement when it is recorded, on the face of the agreement, as optional means a regulated credit agreement is unenforceable

First class judgment from the High Court: Soulsby & Soulsby v Firstplus Financial Group plc & Loans.co.uk

  • Squire Sanders
  • -
  • United Kingdom
  • -
  • November 19 2010

The recent settlement of the appeal to the Court of Appeal from His Honour Judge Langan QC’s decision, sitting as a High Court Judge in the Leeds Mercantile Court, in Barry Robinson Soulsby & Lynne Soulsby v FirstPlus Financial Group plc & Loans.co.uk Limited 2010, Unreported, 5 March 2010, means that lenders and brokers have a very important and, in most cases, binding decision that they can rely upon on four issues often argued in payment protection insurance litigation

Appeal judge makes first decision reversing “unfair relationship” finding: Conlon v Black Horse Limited

  • Squire Sanders
  • -
  • United Kingdom
  • -
  • November 16 2012

On 7 November 2012, Mr Justice Wilkie (sitting in the Leeds High Court and on an appeal) handed down an extempore judgment in Conlon v Black Horse Limited following an appeal by Black Horse Limited (“Black Horse”) against the finding by Mr Recorder Atherton (sitting in the Manchester County Court) that there was unfairness within the relationship between the parties within the meaning of Section 140A of the Consumer Credit Act 1974 (the “CCA 1974”) resulting from the sale of payment protection insurance (“PPI”) to Mrs Conlon

Thoroughbred pedigree for Black Horse in PPI litigation: Kerry & Kerry v Black Horse limited

  • Squire Sanders
  • -
  • United Kingdom
  • -
  • January 6 2011

His Honour Judge Stephen Waine, sitting in the Chesterfield County Court, recently handed down judgment in Stephen Kerry & Angela Kerry v Black Horse Limited (2010), Unreported, 25 November 2010 on whether the lender complied with the Financial Services Authority's Insurance: Conduct of Business Rules ("ICOB"

Woodward fails to gain an “equalizer” in PPI litigation

  • Squire Sanders
  • -
  • United Kingdom
  • -
  • January 13 2011

District Judge Little, sitting in the Warrington County Court, recently handed down judgment in David Woodward & Sarah Woodward v Black Horse Limited 2010, Unreported, 30 November 2010, on three issues often argued in payment protection insurance litigation: firstly, whether a contract of payment protection insurance (the "Policy") was wrongly recorded on the loan agreement as optional (when, according to the borrowers, it was a condition of advancing the loan) making the agreement unenforceable under the Consumer Credit Act 1974 (the "CCA 1974"); secondly, whether the lender complied with the Insurance: Conduct of Business Rules ("ICOB"); and thirdly, if there was any finding on one of the first two issues, whether the sale of the Policy created an unfair relationship within Sections 140A to 140D of the CCA 1974

Between a (Northern) Rock and a hard place: court dismisses borrower’s allegation of PPI mis-selling

  • Squire Sanders Hammonds
  • -
  • United Kingdom
  • -
  • October 26 2011

The day after the Court of Appeal’s decision in Harrison & Harrison v Black Horse Limited 2011 EWCA Civ 1128, His Honour Judge Owen QC gave judgment on another payment protection insurance claim in Jones v Northern Rock (Asset Management) plc (2011), Unreported, Lincoln County Court, 13 October 2011 which dealt with two common arguments: firstly, whether Northern Rock (Asset Management) plc (“NRAM”) complied with the Insurance: Conduct of Business Rules (“ICOB”); secondly, whether NRAM’s sales process created an unfair relationship under Section 140A of the Consumer Credit Act 1974 (the “CCA 1974”

You’re simply the best! Court dismisses another PPI mis-selling claim in Best v Black Horse Limited

  • Squire Sanders Hammonds
  • -
  • United Kingdom
  • -
  • December 5 2011

Earlier today His Honour Judge Birtles handed down judgment in Keith Best v Black Horse Limited (2011), Unreported, Central London County Court, on two common arguments in payment protection insurance (“PPI”) mis-selling claims

One amendment, two amendment, three amendment and, erm, four? Court of Appeal refuses borrowers permission for another walk in the park

  • Squire Sanders Hammonds
  • -
  • United Kingdom
  • -
  • September 6 2011

Courts have been faced with a substantial number of claims alleging the mis-selling of payment protection insurance

The race for the triple crown: horses, high stakes & PPI

  • Squire Sanders Hammonds
  • -
  • United Kingdom
  • -
  • May 31 2011

Barack Obama's visit to the United Kingdom has caused much media speculation about our 'special relationship' with the United States of America

Florida securities regulator proposes uniform definition of "branch office"

  • Squire Sanders
  • -
  • USA
  • -
  • February 12 2007

Almost all financial service providers in North America are licensed to sell securities and insurance products to residents of Florida