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OFT updates guidance on CCA agreements

Dentons
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United Kingdom
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November 26 2010

OFT has published an updated guidance note on regulated and exempt agreements under the CCA

Commission urges CCD implementation

Dentons
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European Union
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November 26 2010

The Commission has asked seven Member States to notify it of the measures they have taken to implement the Consumer Credit Directive

OFT updates on irresponsible lending

Dentons
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United Kingdom
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September 3 2010

OFT has published a summary of responses to its consultation on guidance for creditors on irresponsible lending

BSA responds on retail banking

Dentons
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United Kingdom
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July 16 2010

The BSA has responded to OFT's consultation on barriers in retail banking

OFT updates on personal current account overdrafts

Dentons
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United Kingdom
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July 16 2010

OFT has published an update of its work on personal current account overdrafts, focusing on: agreements to opt out of unarranged overdrafts; treatment of customers in financial difficulties; and transparency and switching

Payments Council responds on retail banking

Dentons
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United Kingdom
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July 16 2010

The Payments Council has responded to OFT's review of barriers in the retail banking markets

BIS announces consumer credit review

Dentons
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United Kingdom
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July 16 2010

Edward Davey, Consumer Affairs Minister, has announced a joint review of consumer credit and insolvency by BIS and Treasury

Court rules on "total charge for credit"

Dentons
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United Kingdom
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July 9 2010

The Supreme Court has held that a "broker administration fee" advanced to applicants for a loan to allow them to pay for the loan arrangements and repayable over time with interest was part of the total cost of, or charge for, credit

Treasury and BIS consult on transferring consumer credit regulation

Dentons
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United Kingdom
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December 23 2010

Treasury and the Department for Business, Innovation and Skills are consulting on a proposal to transfer regulation of consumer credit from the OFT to the new Consumer Protection and Markets Authority (CPMA), and move to an FSMA-style framework for regulation

OFT consults on group licence guidance

Dentons
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United Kingdom
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December 23 2010

OFT is consulting on updated guidance for holders of group consumer credit licences