On 3 December 2015, the FCA launched a consultation on increasing transparency and engagement at renewal for general insurance (CP15/41).  Proposals include that renewal notices should disclose the premium relating to the previous year and that additional disclosures should occur when customers have renewed four times or more.  Proposed guidance on improving processes around renewals, and the records that firms should maintain to demonstrate compliance, is also included. Comments are invited until 4 March 2015.  The FCA expects to finalise the rules and guidance by mid-2016.