This week, the FTC announced four enforcement actions against marketers targeting consumers in financial distress through a number of channels. These actions are the latest in a string of enforcement actions against so-called “last dollar” scams. The actions announced this week involved a company purporting to prevent automotive repossessions by modifying car loans, a telemarketing scheme that targeted timeshare owners attempting to sell their properties, a robocalling operation promising non-existent government grants, and a payday lender that allegedly added excessive fees to loans and made illegal threats during debt collection.

The payday lender targeted in the enforcement action has, in the past, claimed that it is affiliated with Native American tribes, and therefore immune from legal action by state consumer protection authorities. In its complaint, the FTC maintains that such an affiliation does not provide immunity from federal enforcement.

Click here to read the FTC’s press release about the timeshare enforcement action.

Click here to read the FTC’s press release about the car loan enforcement action.

Click here to read the FTC’s press release about the grant robocalling enforcement action.

Click here to read the FTC’s press release about the payday lending enforcement action.