A requirement in the Arkansas law that a rejection of medical benefits in an automobile insurance policy be in writing is satisfied by an electronic form completed online, the Arkansas Supreme Court ruled. The court noted that the Arkansas enactment of the Uniform Electronic Transaction Act, Ark. Code Ann. §§ 25-32-101 to -120, provides that where "a law requires a record to be in writing, an electronic record satisfies the law." This provision, the court found, "could not be more straightforward," and could be "read harmoniously" with the requirement in the insurance law that a rejection of certain benefits must be in writing.
Barwick v. Government Employees Insurance Co., 2011 Ark. 128; 2011 Ark. LEXIS 111 (Ark., Mar. 31, 2011) Opinion