In line with the FPC recommendations, FSA has made adjustments to ensure microprudential rules do not offset the actions taken to encourage lending. FSA will give banks reasonable time to rebuild liquid asset buffers to the extent that these don’t fall below a defined “upper tier” of their individual liquidity guidance. Another FSA measure will ensure that no bank has to hold added capital for increased lending, as measured by the Funding for Lending scheme. (Source: Adjustments to FSA’s Liquidity and Capital Regime)