The terms of reference of the UK government’s insurance fraud taskforce have been published following its first meeting in January 2015. The taskforce is chaired by David Hertzell, the former Law Commissioner, who was responsible for drafting the Insurance Act 2015.

The taskforce’s aim is “to investigate the causes of fraudulent behaviour and recommend solutions to reduce the level of insurance fraud in order to ultimately lower costs and protect the interests of honest consumers”.

The focus of the taskforce will be on finding practical ways to reduce the level of insurance fraud. The taskforce anticipates that these solutions may be legislative, regulatory or industry-led. One of the issues that it will address is the extent to which insurance fraud is encouraged, or not deterred, by existing claims practices.

The taskforce has stated that it will publish a scoping report in March, with a final report following by the end of the year.