On 13 May 2016, EIOPA published a final report on its peer review on freedom to provide services (FOS) in the European insurance market.  The report (based on a reference period of 1 January 2011 to 31 December 2013) sets out key conclusions based on national supervisors' practices.  Recommended actions/improvements were identified in areas including: (a) data storage and record keeping; (b) exchange of information between home and host supervisors; (c) the identification of FOS risks by the home supervisor; and (d) complaints handling.   The recommendations may be actioned through amendments to the Siena Protocol.