The FCA has published its final report on its market study on the UK investment and corporate banking market, which affirms the conclusions of its April interim report. The interim report concluded that while larger customers with a wide variety of banking services needs were well served, there was evidence that banks had reduced engagement with smaller, newer and/ or riskier clients in response to market conditions and regulatory change. The FCA has proposed a consultation, published alongside the final report, on prohibiting future service restrictions, which tie clients to banks for future banking services, and the development of guidelines for improving the operation of league tables. The FCA also committed to monitoring developments in relation to IPO allocations and corporate finance advice. Comments on the restrictive clause consultation are invited by 16 December 2016.