The EBA has launched a consultation on draft Regulatory Technical Standards ('RTS') as required under the Capital Requirements Regulation and which build on the EBA Guidelines. The RTS include disclosure requirements and additional information requirements for encumbered and unencumbered assets, including data requirements, format and the timing of disclosures. The RTS include three disclosure templates for institutions to follow in disclosing information, and require information to be submitted on the importance of encumbrance to the funding model of that entity. The EBA aims to ensure that transparent and harmonised information is produced which will assist those participating in the market in comparing institutions. Views are being sought up to the deadline of 25 July 2016.