The European Commission has published the list of responses it has received to its December 2015 Green Paper on retail financial services. The Green Paper forms part of the Commission's broader Capital Markets Union initiative. When it published the paper in December 2015, the Commission advised that it envisages publishing an action plan on retail financial services, potentially including legislation and non-legislative initiatives such as guidelines, around summer 2016. On its paper webpage, the Commission advises that a summary of the responses will be published at a later date.