On October 15, the CFPB finalized a rule amending Regulation C to update the reporting requirements of the HMDA. The final rule changes what data financial institutions must provide to Federal agencies. Data points to be reported under the final rule include: (i) information on applicants, borrowers, and the underwriting process, including age, credit score, debt-to-income ratio; (ii) information about the property securing the loan, such as property value and additional information on manufactured and multifamily housing; (iii) information on the features of the loan, such as pricing information, loan term, interest rate, introductory rate period, non-amortizing features, and the type of loan; and (iv) unique identifiers, including the property address, loan originator identifier, and a legal entity identifier for the financial institution.