On November 3rd, the Federal Reserve Board announced the approval of fee schedules for payment services the Federal Reserve Banks provide to depository institutions, effective January 1, 2016. The Federal Reserve Banks estimate the following increases: Check prices will increase an average of 0.5%, FedACH prices will increase an average of 6.5%, Fedwire Funds prices will increase an average of 5.8%, and FedLine prices will increase an average of 1.5%.