In its latest issue of its Intermediary Times newsletter, the Central Bank reports on its 2014/2015 themed reviews of the retail intermediary sector (including of insurance intermediaries).  Key findings reported include varied levels of compliance in sales of pensions products (with 53% of files examined displaying an unacceptable level of compliance in areas such as information gathering and record keeping) and that 98% of firms reviewed did not hold the required level of professional indemnity insurance (PII) cover (in most cases due to failure to meet the increased level of PII, post 31 July 2014).