On 29 January 2009 the Competition Commission (“CC”) published its report on its market investigation into payment protection insurance. As part of its package of remedies, the CC recommended a prohibition on the sale of payment protection insurance at the point of sale of the credit itself. On the grounds that the CC failed to take into whether the loss of convenience this remedy would cause was proportionate, the CAT has quashed the recommendation and directed the CC to give further consideration to whether this is appropriate.