PSR publishes final infrastructure ToR: PSR has published the final terms of reference (ToR) for its review into ownership structures of, and competition in, the provision of payment systems infrastructure. The review will look at whether competition is effective in the provision of infrastructure services related to interbank payment systems and, if not, why not. The review will focus on the supply of infrastructure services related to interbank payment systems for BACS, Faster Payments Scheme and LINK. It will report on a preliminary basis in early 2016, with a full report in the summer. (Source: PRA Publishes Final Infrastructure ToR)