The District Court for the Middle District of Florida recently ruled in favor of the FTC in the FTC’s complaint for equitable relief against several Florida-based companies and individuals (collectively, defendants), effectively banning the defendants from the mortgage loan modification and debt relief business. The FTC took this action against the defendants in 2014, alleging that they, acting in concert, ran a deceptive mortgage relief operation. According to the FTC, the defendants falsely promised consumers that, by paying an upfront fee of $1,000 to $4,000, and in some cases additional monthly fees, consumers would receive loan modifications or legal representation to prevent foreclosure of their homes. The Court’s final order imposes a judgment of more than $13.5 million against the defendants, subject to a separate stipulated order imposing an $8 million judgment on a subset of the defendants who had previously reached a settlement with the FTC in November 2015.