Reviewing and negotiating excess Directors and Officers (D&O) liability insurance policies should be considered essential by insureds because various terms and conditions in the excess policies could have the ability to impact the overall protection provided by the D&O program of insurance. This article examines examples of how failure to review and negotiate an excess policy may results in loss of coverage.

READ: Excess D&O Insurance Coverage – An Important But Often Neglected Part of Your D&O Insurance Program