Lloyd's Conduct Risk minimum standards reminder: Lloyd's has issued a market bulletin reminding managing agents that the majority of the Minimum Standards in Respect of Conduct Risk (MS11) provisions issued by Lloyd's in July 2014 come into effect on 1 January 2015. The exception is CR13 (Conduct Management Information), which is not due to come into force until 1 January 2016. (Source:Market Bulletin Regarding Minimum Standards in Respect of Conduct Risk)