Following two weeks of intense negotiations that concluded early this past Friday morning, over the weekend, the House Financial Services Committee and Senate Banking Committee separately published the final conference report of the House-Senate Conference Committee, entitled the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), along with a summary of "highlights of the legislation". The reconciled Dodd-Frank Act now heads for full votes in both chambers of Congress, with the intention of having the legislation ready for President Obama's signature by the July 4th holiday. The bill is expected to pass the House easily, but may face more of an uphill battle in the Senate following the death of Senator Robert Byrd (D-WV), where Democrats will need 60 votes to avoid a Republican filibuster. During his weekly radio address, President Obama reiterated how ”important" the Dodd-Frank Act is to "build[ing] a strong economy in America over the long-run" and "laying a new foundation for growth and prosperity", and that the Dodd-Frank Act "represent[s] 90% of what I proposed when I took up this fight."