On January 5, 2015, the FDIC issued a list of state non-member banks which were evaluated for compliance with the Community Reinvestment Act (“CRA”). The list relates to evaluation ratings that the FDIC assigned to institutions in October 2014. All of the banks rated received either satisfactory or outstanding ratings. The CRA was instituted in 1977 in order to encourage insured banks and thrifts to meet local credit needs, including those of low-income neighborhoods. Included in the Financial Institutions Reform, Recovery and Enforcement Act of 1989, Congress mandated that the public disclosure of the results of each bank and thrift that undergoes a CRA examination.

The monthly list of banks examined for CRA compliance is available at:

https://www.fdic.gov/regulations/community/monthly

and the January 2015 list of banks examined for CRA compliance is available at:

https://www.fdic.gov/regulations/community/monthly/2015/crajan15.html.