As from 1 January 2016, complementary health insurance must be offered by private employers to their employees.

Private employers will be required to negotiate with employee representatives or impose the complementary health insurance unilaterally if negotiations are unsuccessful (or where there are less than 50 employees).

The complementary health insurance must meet certain minimum coverage requirements and other conditions as required under the regulation. The financing of this health insurance should be shared between the employer and the employee with the employer premium at a minimum of 50 percent.