On 13 June 2008, the Association of British Insurers (ABI) announced that the moratorium enabling consumers to take out substantial amounts of insurance without having to disclose adverse results of predictive genetic tests, has been extended to 2014.

The moratorium, established in 2001, covers policies worth up to £500,000 for life insurance, £300,000 for critical illness cover and £30,000 a year for income protection insurance. According to the ABI, around 3% of policies sold in the UK are above these limits and in these cases, insurers can request predictive genetic tests but only if the tests have been specifically approved by the Government. At present the only approved test is for Huntingdon's Disease and only for life insurance over £500,000.

The next review of the moratorium will take place in 2011.