On 25 March 2015, the Financial Conduct Authority in the UK (FCA) published a consultation paper (CP15/13) proposing (a) a ban on 'opt-out' selling of all types of financial services products sold as add-ons and (b) improved information for general insurance add-on products.  This includes 'good practice' guidance regarding provision of information to consumers for general insurance add-ons. Responses are invited by 25 June 2015. On 24 March 2015, the FCA published its business plan for 2015/16. Key FCA proposals for insurers include an upcoming consultation on introduction of measures of monetary value for general insurance products (e.g. publication of claims ratios), review of the role of appointed representatives and a market study on the use of 'big data'.