An annual report by the Consumer Financial Protection Bureau (CFPB) shows that since Congress’s 2009 disclosure agreement passed, college credit card agreements have decreased by more than two-thirds, nearly 70 percent total, according to a CFPB press release. The 2009 Credit Card Accountability, Responsibility, and Disclosure (CARD) Act requires credit card issuers to disclose “compensation paid by issuers to institutions of higher education in the previous year,” among other data, to increase the transparency in the marketing partnerships between lenders and colleges. The findings “highlight the trend of marketing partnerships between colleges and financial institutions shifting from credit cards toward other products such as debit and prepaid cards, which generally have fewer sunshine protections.” Debit and prepaid cards now outnumber credit card agreements in marketing agreements between colleges and lenders. The CFPB also found that among the credit card agreements, 80 percent of the colleges reviewed have not made the terms and conditions of these agreements available on their websites for easy access to students and parents. For more, including a link to the CFPB’s public database on college credit card agreements, read the full release.