The Association of Personal Injury Lawyers (APIL) has put forward a proposal to the All-Party Parliamentary Group on Insurance and Financial Services (APPG) to consider whether public liability insurance should be compulsory for all businesses. APIL highlighted the dangers presented by small businesses such as hairdressers and beauty salons, bouncy castles and fireworks displays and argued that certain professional bodies are calling for compulsory cover in order to promote the reputation of members. Concerned by the impact that compulsory cover would have on the market and noting the anti-regulation stance of the Government, the APPG has advised APIL to obtain further evidence.