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The CFPB's Examination Playbook Revealed

USA - May 12 2017 An internal Consumer Financial Protection Bureau (CFPB) playbook and memo reveal how key decisions are made throughout the examination process, who

Setting up and Operating a Federal Super PAC

USA - May 25 2016 This memorandum summarizes the rules of the road for setting up and operating federal Super PACs, which are groups formed primarily to make

The CFPB's Field Hearing on Small Business Lending

USA - May 16 2017 The "Consumer" in "Consumer Financial Protection Bureau" (CFPB or Bureau) gives some indication of the scope and focus of the CFPB's authority and

Ransomware Cyberattacks: How to Minimize Your Risks

United Kingdom - May 15 2017 On Friday, an unprecedented cyberattack affected a large number of Microsoft Windows-based computers through a type of malware known as ransomware

Subordination and intercreditor agreements: key issues and current practice

USA - October 11 2007 While in any mezzanine or second lien loan, the loan or investment agreement is the primary document setting forth the rights of the lender and the limits on the borrower, the intercreditor agreement between the junior lender and the senior lender severely restricts the junior lender’s exercise or enjoyment of its most important rights, including the right to payment of interest (and, if applicable, principal) and the right to call the loan and seize collateral

New York City's "Freelance Isn't Free Act" Took Effect on May 15: What Should Nonprofit Employers Do Next?

USA - May 26 2017 On November 16, 2016, New York City Mayor de Blasio signed into law the Freelance Isn't Free Act (No. 1017-2015) (the Act), designed to extend

Supreme Court Alters Patent Venue LandscapeE.D. Tex. No Longer the Heartland of Patent Litigation

USA - May 25 2017 The Supreme Court on Monday issued its decision in TC Heartland LLC v. Kraft Food Group Brands LLC, 581 U. S. ___ (2017), altering the landscape of

D.C. Circuit Hears Constitutional Arguments on SEC ALJs and CFPB's Structure

USA - May 25 2017 The D.C. Circuit heard oral arguments on May 24 in two cases arising from federal agency administrative adjudication, PHH Corp. v. CFPB and Lucia v

How Many Calls Does it Take to Get to the Center of a TCPA Claim?

USA - May 25 2017 The answer is that it may depend on where your case is filed. Some courts have said one may be enough. But, according to two recent decisions from

Maryland Legislature Approves Changes to Maryland General Corporation Law and Maryland REIT Law

USA - May 25 2017 The General Assembly of Maryland has enacted House Bill 744 (the "General Corporate Legislation"), which makes several changes to the Maryland