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Articles: 1-10 of 135
USA - July 8 2020 I frequently write about a creditor’s duty to safeguard customer information. See for example, here and here. This is an important duty that arises…
USA - June 30 2020 The requirements of the Equal Credit Opportunity Act (ECOA) and its enforcing Regulation B are pretty well known. After all, the ECOA is one of the…
USA - June 23 2020 For those who have been paying attention, it comes as no surprise that men and women joining the armed forces have the right to an adjustment of an…
USA - June 9 2020 In August of 2018, I published a Back to Basics blog in the form of a test or challenge. I named 13 fees and challenged you to respond as to whether…
USA - June 3 2020 With uncertainty being our new normal, it is even more important that we all take time to get our affairs in order. We are all sailing into…
USA - June 2 2020 I've written in the past about Frivolous or Irrelevant Disputes and the obligations of finance companies under the Fair Credit Reporting Act's…
USA - May 26 2020 In April, the CFPB received a record number of complaints about lenders—42,774 to be exact. According to CFPB Director Kraninger, the Bureau…
USA - May 19 2020 Credit sellers and lenders are continually challenged about the value of credit insurance that may be offered to consumers as part of a sale or loan…
USA - May 12 2020 One of my early blogs addressed the value of consumer finance in the day-to-day lives of Americans. I wrote about the unique place that finance…
USA - April 28 2020 While I don't think about this often, the fact is that many consumer finance company lenders and credit sellers are themselves commercial borrowers…