Finding nemo (dat): High Court firmly closes door on meaning of “disposition” under the Hire Purchase Act 1964 *

United Kingdom - March 5 2013
On 26 February 2013, His Honour Judge Mackie QC (sitting as a judge of the High Court) handed down judgment in VFS Financial Services Limited v JF…

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High Court dismisses borrowers’ appeals in Santander UK Plc v Harrison & Harrison *

United Kingdom - February 15 2013
On 7 February 2013, Mr Justice Males (sitting as a judge in the High Court) handed down judgment following the borrowers’ application for permission…

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Appeal judge makes first decision reversing “unfair relationship” finding: Conlon v Black Horse Limited *

United Kingdom - November 16 2012
On 7 November 2012, Mr Justice Wilkie (sitting in the Leeds High Court and on an appeal) handed down an extempore judgment in Conlon v Black Horse Limited following an appeal by Black Horse Limited (“Black Horse”) against the finding by Mr Recorder Atherton (sitting in the Manchester County Court) that there was unfairness within the relationship between the parties within the meaning of Section 140A of the Consumer Credit Act 1974 (the “CCA 1974”) resulting from the sale of payment protection insurance (“PPI”) to Mrs Conlon.

Co-authors: Stephanie Clarke.

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Timing is everything: Court of Appeal hands down decision on when claims under hire purchase agreements are time-barred *

United Kingdom - October 12 2012
On 10 October 2012, the Court of Appeal handed down an extempore judgment in BMW Financial Services (GB) Limited v Hart (2012) on an issue which will be of considerable interest to consumer and asset finance providers: when does the limitation period for bringing a claim for the unpaid balance expire?

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High Court considers the assignment of consumer credit agreements *

United Kingdom - September 4 2012
On 22 August 2012 Mr Justice Hamblen (sitting in the High Court and on appeal) handed down judgment in Patricia Jones v Link Financial Limited [2012] EWHC 2402.

Co-authors: Leanna Geary.

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