Georgia court rejects an insurer’s “boilerplate” language purporting to reserve unasserted coverage defenses *

USA - July 13 2012
Unless insurance coverage is absolutely clear, liability insurers usually will not assume the defense of an insured without issuing a broadly worded “reservation of rights” letter.

Co-authors: Edmund M. Kneisel , Caroline W. Spangenberg.

Liability insurers with grounds must timely disclaim coverage even while investigating claim George Campbell Painting v. Nat’l Union Fire Ins. Co. of Pittsburgh, Pa *

USA - February 9 2012
The First Department of the New York Appellate Division has now overruled its own precedent and joined the Second Department in holding that a New York insurance statute requires a liability insurance company to inform New York policyholders as soon as it believes it has grounds for denying coverage, even if it is still investigating other possible grounds for a denial.

Co-authors: Carl A. Salisbury , David L. Cox.