New York federal court certifies class alleging fraudulent collection practices based on documentation deficiencies *

USA - September 19 2012
A recent decision by a New York federal court provides yet another example of the documentation-related challenges that creditors and debt buyers are increasingly facing in collection actions involving non-mortgage consumer debts.

California’s residential foreclosure overhaul signed into law *

USA - July 16 2012
On July 11, 2012, California Governor Jerry Brown signed an overhaul to California’s foreclosure laws to come into effect on January 1, 2013.

Borrower may sue over lender’s failure to contact prior to foreclosure, California appellate court rules *

USA - July 10 2012
A residential lender’s failure to contact a borrower prior to initiating nonjudicial foreclosure proceedings triggers a private right of action under California law, the California Court of Appeal has ruled.