Motor vehicles in a consumer insolvency. British Columbia Court of Appeal determines trustees and consumers claims - TRAP for subprime auto lenders revisited *

Canada - April 18 2012
It is always an interesting question as to what rights a lender has with respect to a motor vehicle owned by a consumer who becomes insolvent, and whether a secured creditor is able to seize a motor vehicle in order to satisfy an obligation due under a loan.

Co-authors: Jonathan Fleisher.

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Cow Harbour true lease characterization decision released: moving in the right direction *

Canada - March 23 2012
Whether a lease is a “true” or “finance” lease has been debated in Canadian courts for decades in many different contexts.

Co-authors: Jonathan Fleisher.

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Perfecting security interests in cash collateral - proposed amendments to the Ontario PPSA *

Canada - February 28 2012
The most common liquid asset is cash as it is easily valued and transferred.

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Dealers beware – providing a loaner to your customer – action item – ensure you have a loaner agreement *

Canada - October 11 2011
Dealers and repair shops often have a practice of loaning clients a car for a day or two while the customer’s car is in the shop. 

Co-authors: Glenn M. Zakaib, Jonathan Fleisher.

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Payment cards – recent developments *

Canada - August 3 2010
Recent federal legal developments concerning payment cards will interest financial institutions, payment card acquirers, merchants and consumers.

Co-authors: Terry Hall.

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